Serving All 50 States

Your Home Can Fund Your Care.

Many seniors are caught in a gap — too much in savings to qualify for Medicaid long-term care coverage, not enough to fund years of care on their own. A properly structured plan changes that.

Free Consultation
~15 min
Minimum Age
62+
1 Day
Response Time
Senior homeowner relaxing in their living room at home
  • Confidential
  • No Obligation
  • No Pressure
We Know Why You're Here

You've Hit One of These Walls.
We Know the Way Through.

Most people who find this site aren't browsing — they're searching for a way out of a very specific problem. See if yours is below.
The Medicaid Denial

Too much for Medicaid. Not enough for a lifetime of care.

If Medicaid denied you because of your savings — $100,000, $200,000, even more — you're not alone. Millions of seniors are caught in this exact gap. A properly structured plan often changes that.

There's a path through.

I'm caught in this gap
The Sticker Shock

$7,000 a month for in-home care is not a plan.

Most families who price out professional home care agencies do the math and realize their savings run out in 5 to 8 years. Your home equity may be the answer they didn't price.

Your home can close the gap.

The math doesn't add up for us
The Diagnosis Moment

The diagnosis came. The plan didn't.

When a parent is diagnosed with dementia, Parkinson's, or another progressive condition, the window to act closes fast. We help families build a care plan before the next crisis forces one.

We can help you build one.

We need a plan — now
Senior at home with caregiver
The Key You Already Have

Your Home Equity Is the Answer You've Been Looking For.

The house you've spent decades building isn't just where you live — it's the key to funding the care you need, in the home you love, without depleting everything you've saved.
The Path

Three Steps From
Where You Are to Care at Home.

No paperwork. No waiting on agencies. No guessing at what's possible.
  1. Step 01
    ~15 min
    Free 15-minute assessment

    We evaluate your home's accessible equity at zero cost and identify how much can fund your care.

    • Free and confidential
    • No commitment required
    • Takes about 15 minutes
  2. Step 02
    Days 1–7
    Personalised care plan

    We match you with licensed caregivers and structure a funding plan drawn directly from your equity.

    • Equity structured to fund care
    • Your home stays yours — always
    • Built around your life, not a product
  3. Step 03
    Ongoing
    Care begins, costs covered

    Your caregiver starts immediately. Your equity pays them directly — no out-of-pocket expense.

    • Professional in-home care in place
    • Costs covered by your equity
    • Peace of mind for the whole family
Can You Do This?

Most People Qualify.
Here's What You Need.

The bar is lower than you think. No perfect credit or credit check required.
  • You own your home (or have significant equity)
  • You or your spouse are 62 years of age or older
  • You or a loved one needs in-home care
The Numbers Behind the Gap

The Gap Most Families
Don't Know About.

Most seniors caught in this situation have three things in common: a home that is paid off (or close), some significant level of savings or pension, and no idea there's a structured path through. The numbers tell the story.
$100K–$500K
Common Medicaid Asset Gap
The savings range that disqualifies millions of seniors from Medicaid long-term care coverage — too much to qualify, not enough to self-fund care for life.
$6K–$8K
Monthly Agency Care Cost
The average monthly cost families face when pricing out professional in-home care agencies — often more than their savings can sustain for long.
50%+
Equity Typically Available
Most senior homeowners have more than enough equity to qualify for a structured care funding plan — they just haven't been shown the path yet.
$8K–$12K vs $0
Nursing Facility vs. Your Home
Monthly nursing facility costs versus what qualified clients pay out of pocket with a structured equity plan for in-home care.
What We Hear Every Week

These Are the Calls
We Get.

We're a new brand — we don't have client reviews yet. What we do have is an honest account of the three situations that built this company. If one of these sounds like where you are right now, you've found the right place.

"My mother was denied Medicaid because she has $180,000 in savings. That money runs out in less than two years if we pay for home care out of pocket. I know there has to be another option — I just haven't found it yet."

Family caregiver — researching from out of state

The Medicaid Denial

"We called three home care agencies. The cheapest was $6,200 a month. Dad owns his house free and clear — nobody ever told us that his home equity could matter here. We just assumed we'd have to spend everything down first."

Adult child — after pricing home care agencies

The Sticker Shock

"My husband was just diagnosed with early-stage dementia. I need a plan before things get harder. I have no idea where to start and I just need someone I can trust to tell me what to do."

Spouse — after a recent diagnosis

The Diagnosis Moment
Caregiver with senior
The AtHome Program

A Complete Program — Not a Loan.

Equity Life Care doesn't just solve one piece of your problem, we provide a lifetime solution. When you connect through this site, you're entering a structured intake that coordinates Medicaid specialists, home equity structuring, and professional in-home caregivers — all under one roof.
Service Area

Serving Families
Nationwide

We serve senior homeowners and their families across all 50 states and Washington D.C. A structured care plan advisor is ready to help wherever you are.

Serving nationwide

All 50 States + Washington D.C.

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FAQ

A Few Questions
We Hear Often.

We keep it brief. The full conversation happens in your free consultation.

Free Consultation
Find Out What Your Home Can Fund.

Get a free, confidential consultation with an Equity Life Care advisor. We'll walk you through your options honestly — no obligation, no pressure, no sales pitch.
  • No Obligation
  • Partnered with AtHome Life Care
  • Confidential
Call Us
(888) 370-2846
Mon–Fri, 8am–7pm ET
Email Us
hello@equitylifecare.com
We respond within one business day.
Location
Serving Nationwide
All 50 states and Washington D.C.
Equity Life Care Equity Life Care

Equity Life Care is a care funding awareness brand. We help senior homeowners unlock their home equity to fund professional in-home care — without selling, without moving, without spending down savings to nothing.

Legal Disclosure

A note on Medicaid

  • Medicaid decisions are made by state and federal government agencies. No one can guarantee a Medicaid outcome.

  • Equity Life Care is a marketing and referral brand — not a licensed home care agency, legal advisor, or Medicaid planning firm.

  • When you reach out through this site, you’ll be connected with the AtHome Life Care team, which coordinates Medicaid-related planning as part of a comprehensive structured care program.

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