Your Home Can Fund Your Care.
Many seniors are caught in a gap — too much in savings to qualify for Medicaid long-term care coverage, not enough to fund years of care on their own. A properly structured plan changes that.
- Free Consultation
- ~15 min
- Minimum Age
- 62+
- 1 Day
- Response Time
- Confidential
- No Obligation
- No Pressure
You've Hit One of These Walls.
We Know the Way Through.
The Medicaid Denial
Too much for Medicaid. Not enough for a lifetime of care.
If Medicaid denied you because of your savings — $100,000, $200,000, even more — you're not alone. Millions of seniors are caught in this exact gap. A properly structured plan often changes that.
There's a path through.
The Sticker Shock
$7,000 a month for in-home care is not a plan.
Most families who price out professional home care agencies do the math and realize their savings run out in 5 to 8 years. Your home equity may be the answer they didn't price.
Your home can close the gap.
The Diagnosis Moment
The diagnosis came. The plan didn't.
When a parent is diagnosed with dementia, Parkinson's, or another progressive condition, the window to act closes fast. We help families build a care plan before the next crisis forces one.
We can help you build one.
The Way Through
What If Your Home Paid for Everything?
No depleting your savings. No selling the house. No waiting on Medicaid. A properly structured plan uses the equity you've already built to fund professional in-home care — and keeps you exactly where you want to be.
Get a Free ConsultationFree · Confidential · No obligation
Your Home Equity Is the Answer You've Been Looking For.
Three Steps
From Where You Are to Care at Home.
Free 15-minute assessment
~15 minWe evaluate your home's accessible equity at zero cost and identify how much can fund your care.
Personalised care plan
Days 1–7We match you with licensed caregivers and structure a funding plan drawn directly from your equity.
Care begins, costs covered
OngoingYour caregiver starts immediately. Your equity pays them directly — no out-of-pocket expense.
Most People Qualify.
Here's What You Need.
You qualify if
Any of these describe you
- You own your home (or have significant equity)
- You or your spouse are 62 years of age or older
- You or a loved one needs in-home care
Most senior homeowners qualify on the first check. A 15-minute call confirms it.
The Gap Most Families
Don't Know About.
Common Medicaid Asset Gap
Monthly Agency Care Cost
Equity Typically Available
Nursing Facility vs. Your Home
These Are the Calls
We Get.
"My mother was denied Medicaid because she has $180,000 in savings. That money runs out in less than two years if we pay for home care out of pocket. I know there has to be another option — I just haven't found it yet."
Family caregiver — researching from out of state
"We called three home care agencies. The cheapest was $6,200 a month. Dad owns his house free and clear — nobody ever told us that his home equity could matter here. We just assumed we'd have to spend everything down first."
Adult child — after pricing home care agencies
"My husband was just diagnosed with early-stage dementia. I need a plan before things get harder. I have no idea where to start and I just need someone I can trust to tell me what to do."
Spouse — after a recent diagnosis
A Complete Program — Not Just a Loan.
Serving Families
Nationwide
Equity Life Care and AtHome Life Care serve senior homeowners and their families across all 50 states and Washington D.C. A structured care plan advisor is ready to help wherever you are.
Serving nationwide
All 50 States + Washington D.C.
A Few Questions
We Hear Often.
Free ConsultationFind Out What Your Home Can Fund.
- No Obligation
- Partnered with AtHome Life Care
- Confidential